How To Deposit a Check at Wells Fargo ATM

Have you been there before: You receive a check, tuck it safely away, and then fail to deposit a check before the bank shuts. Luckily, you can deposit a check (or even cash) into individual ATMs any time of day or night. And Wells Fargo Bank is one of them. In this blog post, I will guide you on how to deposit a check at Wells Fargo ATM without a card.

If the thought of giving your money to a machine makes you worry—or you’re just not sure how depositing a check into a Bank’s ATM works—the following guide on depositing a check at Wells Fargo ATM may help put your mind at ease.

Wells Fargo Bank Overview

Wells Fargo Bank, a national bank chartered in Wilmington, Delaware, designates its main office in Sioux Falls, South Dakota, as a Wells Fargo & Company subsidiary. Wells Fargo Bank is the fourth largest bank in the United States by total assets and is one of the largest as ranked by bank deposits and market capitalization.

Along with JPMorgan Chase, Bank of America, and Citigroup, Wells Fargo is one of the “Big Four Banks” of the United States. It has 8,050 branches and 13,000 ATMs.

How To Deposit a Check at Wells Fargo ATM Quickly

Follow the below-mentioned steps to deposit a check at Wells Fargo ATM:

1. Insert your bank card and enter your PIN code.
2. Choose the ‘Deposit‘ option.
3. Now, select which account you’d like the money to be deposited (usually checking or savings).
4. Next, the ATM scans your checks, counts your bills, and totals them on screen.
5. Confirm the dollar amount you see on the display screen.
6. Answer any remaining queries, take your deposit receipt, and make sure you have your bank card before driving or walking away.

If you have multiple bills or checks to deposit, several ATMs allow you to insert them all at once. While other ATMs might direct you to put your deposits in a bank envelope.

How To Deposit a Check at Wells Fargo ATM Without a Card

Wells Fargo Bank has introduced a new technology that allows its smartphone-touting customers to withdraw and deposit cash or checks at its 12,000+ ATMs without inserting their debit cards. Here’s our guide on how to deposit a check at Wells Fargo ATM without a card:

1. Customers can log on to their bank’s phone app to request one-time access 8-digit code.  
2. To obtain a use-once-only code, log in to the Wells Fargo mobile banking app, tap the menu in the upper right corner, and Account Services and Card Free ATM Access.
   
3. Select Get Code, and the app will send you one that will be active for 30 minutes. 
4. At the ATMs, select Use an Access Code at the lower right of the screen.
5. Customers can then input the code and their ATM PIN to access ATM’s main menu options to complete a transaction at the ATMs.

The bank’s new technology echoes its overall sentiment that “the future is cardless.“

Things To Consider While Depositing Check During Non-banking Hours

Here are some basic things to consider whenever you need to deposit cash or check during non-banking hours:

1. Locate an ATM: If your bank has an ATM nearby and accepts deposits, you’ll want to use it. It may help you evade fees and delays accessing your money once it’s deposited. If you’re in a different area or out of the city, you may still be able to deposit checks and cash in an ATM.

Foremost, make sure the ATM takes your type of bank card and that it accepts deposits. For example, small ATMs in convenience stores may only dispense cash, so you must check for a deposit slot. Sometimes, it’s a matter of selecting an ATM in your bank’s network. Wells Fargo Bank, for example, has 12,000 ATMs, which allows its customers to deposit cash or checks in many of its ATMs.

2. Come prepared: When you’re ready to make your deposit in ATMs, collect all of your needed items. Bring your bank debit card & (memorized) PIN, cash (or your signed check), a filled-out bank envelope (only if the ATM needs one), and a pen in case you need to write out anything else. You’ll be well managed, and other customers will thank you who are waiting in line.

3. Be cautious: Before footing up to the ATM, ensure that your surroundings are secure, safe, and well-lit. Keep your cash concealed from view, and never let anyone see your PIN.

4. Follow instructions: Each ATM works slightly differently, but the instructions on the screen will guide you from one step to another. Some ATMs ask you to insert & quickly remove your card, while other ATMs ask you to leave your card in until your transaction is complete. 

If you have any questions regarding the Wells Fargo Bank and how to deposit a check at Wells Fargo ATM, do let us know in the comments below.

Frequently Asked Questions (FAQ)