How to Split a Payment Between Two Cards on Amazon

Many shoppers want to split an Amazon purchase between two different credit or debit cards, especially when using prepaid cards or managing multiple accounts. However, Amazon does not directly support split payments across two cards.

The good news is that there is a simple workaround using Amazon Gift Cards. This guide explains how to split your payment effectively using two cards on Amazon.

Can You Split Amazon Payments With Two Cards?

No, Amazon does not allow splitting a single purchase between two credit or debit cards.

However, Amazon does allow split payments between a gift card and a credit or debit card. You can use this feature to work around the limitation by converting one card’s balance into an Amazon eGift Card.

How to Split a Payment Between Two Cards on Amazon

You can split payments by buying an Amazon eGift Card with one card and using another card for the remaining balance.

1. Go to Amazon and search for Amazon eGift Cards.
2. Enter the amount you want to load (for example, the remaining balance on your prepaid card).
3. Choose Email delivery as the delivery method.
4. Enter your own email address in both the To and From fields.
5. Click Buy Now.
6. Add the first credit or debit card as the payment method and complete the purchase.

Within minutes, you will receive an email with the gift card code.

How to Apply the Gift Card and Split the Payment

1. Open the email and click Redeem Now or copy the gift card code.
2. Add the gift card to your Amazon account balance.
3. Proceed to checkout with your purchase.
4. Amazon will automatically apply the gift card balance first.
5. Use your second credit or debit card to pay the remaining amount.

This way, you effectively split the payment between two cards.

Can You Use Multiple Gift Cards on Amazon?

Yes. Amazon allows multiple gift cards to be applied to a single purchase.

This makes it easy to combine several prepaid cards into one Amazon balance and use them for a large purchase.

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Best Use Cases for Splitting Amazon Payments

This method is useful when:

• You want to use leftover balances on prepaid cards
• Multiple people are contributing to a shared purchase
• You are managing expenses across multiple accounts
• You want better budget control

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Important Notes and Tips

• Amazon does not support splitting directly between two credit/debit cards.
• Gift cards cannot be refunded or converted back to cash.
• Always double-check the gift card amount before purchase.
• Gift card balances apply automatically during checkout.

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Final Thoughts

While Amazon does not natively support split payments across two cards, using an Amazon eGift Card is a simple and effective workaround. By converting one card’s balance into a gift card, you can easily split payments between two or even multiple cards.

This method is widely used for prepaid cards, group purchases, and budget management.

Frequently Asked Questions (FAQs)